1. Accepted payment methods

• Credit and debit cards: Visa, Mastercard, American Express, Discover — processed via Stripe.
• Digital wallets: Apple Pay, Google Pay — via Stripe.
• Regional methods: PIX (Brazil), iDEAL (Netherlands), Bancontact (Belgium) — via Stripe.

2. What we do not accept

• PayPal (standalone) is not currently accepted.

3. Processing and security

• Stripe is our sole payment processor. Card data is tokenised by Stripe under PCI DSS; International Automobile Authority does not store your card number.
• Stripe Radar performs fraud scoring on every transaction. High-risk authorisations trigger a 3D Secure 2 (3DS2) step-up.
• Sanctions screening (OFAC) is performed at the payment layer.

4. Billing descriptor and currency

• Your cardholder statement will show the descriptor IAA driving permit.
• Prices are listed in USD. Stripe auto-converts to your card’s local currency at checkout.

5. Failed payments and retries

• Failed authorisations can be retried immediately at checkout.
• If your bank declines a payment repeatedly, contact your issuer first; Stripe cannot override an issuer decline.

6. Refunds

Refunds are issued to the original payment method through Stripe. See the Refund and Cancellation Policy for timing details and the Rejection and Replacement Guarantees. The IAA Driver’s License Translation (IAA-DLT) product refund terms are governed by that policy.

7. Contact

Billing questions: hello@internationalautomobileauthority.com.